/* kien-tao.css — landing "Kiến tạo Bức tranh Tài chính Trọn đời".
   Hệ thị giác theo trang workshop mẫu Loan thích: nền kem là chủ đạo, xen mục nền nâu đen, nút vàng bo tròn, nút "Đăng ký" nổi.
   Cảm giác thương hiệu (Notion mục 20): trưởng thành, ấm áp, bình tĩnh, tin cậy, có chiều sâu, có hệ thống. Ưu tiên điện thoại. */
:root {
  color-scheme: light;
  --cream: #F6EFE3; --paper: #FCF9F3; --esp: #1A140E; --esp2: #241B12; --esp3: #30251A;
  --gold: #D2AE68; --gold-l: #E7CB92; --gold-d: #9A6E27; --ink: #2B2118; --ink2: #5E5144; --ink3: #685948;
  --line: #E6DBC8; --line-d: rgba(231, 203, 146, .22); --ok: #2F7D4F; --warn: #A0521B; --err: #B3261E;
  --r: 16px; --shadow: 0 10px 30px rgba(42, 30, 16, .10);
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--cream); color: var(--ink); font: 1rem/1.7 'Be Vietnam Pro', system-ui, -apple-system, 'Segoe UI', sans-serif; }
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; }
button, input, select, textarea { font: inherit; color: inherit; }
.in { max-width: 70rem; margin-inline: auto; padding-inline: 16px; }
.narrow { max-width: 47.5rem; }
.center, .center-h { text-align: center; }
.center-h { margin-inline: auto; }
.gold { color: var(--gold); }
.gold-d { color: var(--gold-d); }
.small { font-size: .88rem; color: var(--ink3); }
[hidden] { display: none !important; }

/* thanh trên */
.bar { position: sticky; top: 0; z-index: 30; background: rgba(26, 20, 14, .94); backdrop-filter: blur(8px); -webkit-backdrop-filter: blur(8px); border-bottom: 1px solid var(--line-d); }
.bar-in { display: flex; align-items: center; justify-content: space-between; min-height: 56px; gap: 12px; }
.brand { color: #F3E7D3; text-decoration: none; font-weight: 700; font-size: .8rem; letter-spacing: .08em; }
.brand b { color: var(--gold); font-weight: 800; }
/* logo Wi.MoneyMind (Loan gửi 10/10/2026): thanh trên cùng + chân trang */
.brand { display: inline-flex; align-items: center; gap: 10px; min-width: 0; }
.brand-logo { width: 40px; height: 40px; border-radius: 50%; flex: none; display: block; box-shadow: 0 0 0 1px rgba(231, 203, 146, .45); }
.brand span { line-height: 1.3; white-space: nowrap; }
@media (max-width: 560px) { .brand span b { display: block; } .brand { font-size: .74rem; } }   /* điện thoại: 2 dòng gọn "KIẾN TẠO" / "BỨC TRANH TÀI CHÍNH" */
.foot-logo { width: 112px; height: 112px; border-radius: 50%; margin: 0 auto 14px; display: block; box-shadow: 0 0 0 1px rgba(231, 203, 146, .35), 0 8px 24px rgba(0, 0, 0, .35); }
.bar-cta { color: var(--esp); background: var(--gold); text-decoration: none; font-weight: 700; font-size: .88rem; padding: 0 18px; min-height: 44px; display: inline-flex; align-items: center; border-radius: 99px; white-space: nowrap; }

/* nút */
.btn { display: inline-flex; align-items: center; justify-content: center; text-align: center; gap: 8px; background: linear-gradient(180deg, var(--gold-l), var(--gold)); color: var(--esp); font-weight: 800; letter-spacing: .02em; font-size: .95rem; line-height: 1.35;
  padding: 16px 26px; border-radius: 99px; border: 0; text-decoration: none; cursor: pointer; box-shadow: 0 8px 22px rgba(210, 174, 104, .28); min-height: 52px; max-width: 100%; }
.btn:hover { filter: brightness(1.05); }
.btn:focus-visible, .link:focus-visible, summary:focus-visible, input:focus-visible, textarea:focus-visible { outline: 3px solid var(--gold); outline-offset: 2px; }
.btn[disabled] { opacity: .55; cursor: not-allowed; }
.btn.block { width: 100%; }
.btn.ghost { background: transparent; color: var(--gold-l); border: 1.5px solid var(--gold); box-shadow: none; }
.link { background: none; border: 0; padding: 0; color: var(--gold-d); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }
.dark .link, .flow .link { color: var(--gold-l); }
.card .link, .flow .card .link { color: var(--gold-d); }

/* khung mục */
.sec { padding: 64px 0; }
.cream { background: var(--cream); }
.paper { background: var(--paper); }
.dark { background: radial-gradient(1200px 500px at 80% -10%, #3A2B1B 0%, transparent 60%), var(--esp); color: #EFE4D2; }
.dark .small { color: #B9A88F; }
.h2 { font-size: clamp(1.5rem, 4.6vw, 2.25rem); line-height: 1.28; font-weight: 800; margin: 0 0 18px; letter-spacing: -.01em; }
.h2.big { font-size: clamp(1.7rem, 5.6vw, 2.7rem); }
.kicker { display: inline-block; font-size: .74rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase; color: var(--gold); margin-bottom: 10px; }
.kicker.dk { color: var(--gold-d); }
.lead { font-size: 1.12rem; font-weight: 600; color: var(--ink); }
.dark .lead { color: #F6ECDD; }
.punch { font-size: 1.15rem; font-weight: 700; border-left: 4px solid var(--gold); padding: 4px 0 4px 16px; margin-top: 26px; }
.punch.center { border-left: 0; padding: 0; text-align: center; margin-top: 34px; }
.punch.big { font-size: 1.5rem; }
p { margin: 0 0 14px; }

/* 01 hero */
.hero { padding: 36px 0 52px; }
.hero-grid { display: grid; gap: 34px; align-items: center; }
.hero h1 { font-size: clamp(1.6rem, 6.4vw, 2.6rem); line-height: 1.25; margin: 0 0 18px; font-weight: 800; letter-spacing: -.015em; color: #FBF4E8; }
.hero-list { list-style: none; padding: 0; margin: 0 0 16px; }
.hero-list li { position: relative; padding-left: 22px; margin-bottom: 6px; color: #E4D6C0; }
.hero-list li::before { content: ''; position: absolute; left: 2px; top: .72em; width: 9px; height: 9px; border-radius: 50%; border: 2px solid var(--gold); }
.hero-q { color: #E4D6C0; }
.hero-q b { color: #FBF4E8; }
.hero-img { display: none; }
.hero-img-m { display: block; margin: 22px -16px 0; }
.hero-img-m img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
.prog { margin: 26px 0 24px; padding: 20px 18px; border: 1px solid var(--line-d); border-radius: var(--r); background: rgba(255, 255, 255, .03); }
.prog-name { font-size: clamp(1.25rem, 4.8vw, 1.7rem); font-weight: 800; line-height: 1.3; color: var(--gold); margin: 0 0 12px; letter-spacing: .01em; }
.prog-name.sm { font-size: 1.2rem; margin: 18px 0 4px; }
.flow-line { font-weight: 700; color: #FBF4E8; }
.flow-line i { font-style: normal; color: var(--gold); padding: 0 4px; }
.flow-line.dk { color: var(--ink); background: var(--cream); border-radius: 12px; padding: 14px 16px; }
.flow-line.dk i { color: var(--gold-d); }
.meta { font-size: .88rem; letter-spacing: .04em; color: var(--gold-l); font-weight: 600; margin: 0; }
.hero .btn { width: 100%; }

/* 02 */
.qlist { list-style: none; padding: 0; margin: 8px 0 18px; display: grid; gap: 10px; }
.qlist li { background: var(--paper); border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px 12px 44px; position: relative; font-weight: 500; }
.qlist li::before { content: '?'; position: absolute; left: 12px; top: 11px; width: 22px; height: 22px; border-radius: 50%; background: var(--esp); color: var(--gold); font-weight: 800; font-size: .8rem; display: grid; place-items: center; line-height: 1; }

/* ảnh + chữ */
.split { display: grid; gap: 28px; align-items: start; }
.split-img img { border-radius: var(--r); box-shadow: var(--shadow); width: 100%; }
.split-img { margin: 0; }
.portrait { max-width: 26.25rem; }
.portrait figcaption { font-size: .85rem; color: var(--ink3); margin-top: 8px; text-align: center; }
.dream { list-style: none; padding: 0; margin: 4px 0 18px; }
.dream li { padding: 8px 0 8px 30px; border-bottom: 1px dashed var(--line); position: relative; }
.dream li::before { content: ''; position: absolute; left: 4px; top: 16px; width: 12px; height: 12px; border-radius: 3px; background: var(--gold); transform: rotate(45deg); opacity: .85; }

/* 04 */
.quote { margin: 8px 0 16px; padding: 14px 18px; border-radius: 12px; background: rgba(255, 255, 255, .05); border: 1px solid var(--line-d); font-size: 1.15rem; font-weight: 700; color: #F6ECDD; }
.quote.gold { color: var(--gold); border-color: var(--gold); }
.loop { list-style: none; padding: 0; margin: 8px 0 20px; display: flex; flex-wrap: wrap; gap: 8px; align-items: center; }
.loop li { background: rgba(255, 255, 255, .07); border-radius: 99px; padding: 6px 14px; font-size: .9rem; font-weight: 600; display: flex; align-items: center; }
.loop li + li::before { content: '→'; color: var(--gold); margin: 0 8px 0 -4px; font-weight: 800; }
.loop li:last-child { background: rgba(179, 38, 30, .18); color: #F5C9B8; }
.pieces { list-style: none; padding: 0; margin: 8px 0 20px; display: flex; flex-wrap: wrap; gap: 8px; }
.pieces li { border: 1.5px dashed rgba(231, 203, 146, .5); color: var(--gold-l); border-radius: 10px; padding: 5px 12px; font-size: .9rem; font-weight: 600; }
.pieces li:nth-child(odd) { transform: rotate(-2deg); } .pieces li:nth-child(3n) { transform: rotate(2deg); }

/* 05 */
/* 05 — từ đích đến dài hạn quay về hiện tại: 1 cột, đánh số, có đường nối để thấy rõ thứ tự trước → sau */
.backpath { margin: 10px 0 8px; max-width: 35rem; }
.bp-cap { display: inline-block; font-weight: 800; font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; border-radius: 99px; padding: 7px 16px; }
.bp-goal { background: var(--esp); color: var(--gold); }
.bp-now { background: var(--gold); color: var(--esp); margin-top: 6px; margin-left: 2px; }
.bp-turn { font-size: .82rem; color: var(--ink3); font-style: italic; padding: 6px 0 6px 22px; position: relative; }
.bp-turn::before { content: '↓'; position: absolute; left: 6px; top: 4px; color: var(--gold-d); font-style: normal; font-weight: 800; }
.bp-steps { list-style: none; counter-reset: bp; padding: 0; margin: 0 0 10px; }
.bp-steps li { counter-increment: bp; position: relative; padding: 10px 14px 10px 52px; margin-bottom: 8px; background: var(--paper); border: 1px solid var(--line); border-radius: 12px; font-weight: 600; line-height: 1.45; }
.bp-steps li::before { content: counter(bp); position: absolute; left: 12px; top: 50%; transform: translateY(-50%); width: 28px; height: 28px; border-radius: 50%; background: var(--esp); color: var(--gold); font-weight: 800; font-size: .85rem; display: grid; place-items: center; }
.bp-steps li:not(:last-child)::after { content: ''; position: absolute; left: 25px; bottom: -9px; height: 10px; border-left: 2px solid var(--gold); }
.bp-k { display: block; font-size: .68rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; color: var(--gold-d); }
/* 11 — nhấn mạnh 4 lối tư duy đặc thù của Loan */
mark.hl { background: linear-gradient(transparent 55%, rgba(210, 174, 104, .45) 55%); color: var(--ink); font-weight: 800; padding: 0 2px; }

/* 06 — 5 cấp độ: chữ dựng bằng HTML trên hình (hình chỉ có ô trống) */
.levels { margin: 0; position: relative; container-type: inline-size; max-width: 28.75rem; justify-self: center; width: 100%; }
.levels img { border-radius: var(--r); box-shadow: var(--shadow); width: 100%; }
.lv-tags { list-style: none; margin: 0; padding: 0; }
.lv { position: absolute; display: flex; align-items: center; font-weight: 800; color: var(--ink); line-height: 1.2; text-transform: uppercase; letter-spacing: .02em; font-size: 13px; font-size: 4.1cqw; }
.lv span { display: block; }
.lv1 { left: 45.6%; top: 73.9%; width: 49%; height: 9.2%; }
.lv2 { left: 45.6%; top: 59.3%; width: 38%; height: 8.6%; }
.lv3 { left: 51.5%; top: 42.8%; width: 37%; height: 8.2%; }
.lv4 { left: 59.8%; top: 28.6%; width: 34.5%; height: 8.1%; font-size: 3.4cqw; }
.lv5 { left: 55.6%; top: 14.6%; width: 35%; height: 8.1%; }

/* 07 — bản đồ 7 bước */
.method { display: grid; gap: 28px; margin-top: 22px; align-items: start; }
.map { margin: 0; position: relative; container-type: inline-size; max-width: 32.5rem; justify-self: center; width: 100%; }
.map img { border-radius: var(--r); box-shadow: var(--shadow); width: 100%; }
.map-tags { list-style: none; margin: 0; padding: 0; }
.mt { position: absolute; display: flex; align-items: center; justify-content: center; text-align: center; font-weight: 800; color: var(--ink); font-size: 11px; font-size: max(10px, 2.8cqw); line-height: 1.05; text-transform: uppercase; }
.mt1 { left: 75%; top: 6.3%; width: 17.3%; height: 4.7%; }
.mt2 { left: 50.8%; top: 21.2%; width: 16.8%; height: 4.7%; }
.mt3 { left: 62.1%; top: 74.5%; width: 20.8%; height: 6.1%; }
.mt4 { left: 86.5%; top: 61.5%; width: 12.5%; height: 5.3%; font-size: max(9px, 2.3cqw); }
.mt5 { left: 36.7%; top: 50.1%; width: 17.5%; height: 5.1%; }
.mt6 { left: 71.5%; top: 44.6%; width: 17.5%; height: 5.1%; }
.mt7 { left: 82%; top: 30.1%; width: 15.6%; height: 4.7%; }
/* bản đồ hẹp (điện thoại): ô trên hình quá nhỏ để chữ đọc được → hiện SỐ bước to, rõ; tên đầy đủ ở danh sách 7 bước ngay bên dưới */
@container (max-width: 460px) {
  .mt { font-size: 0; }
  .mt::before { content: attr(data-n); font-size: 15px; font-weight: 800; width: 26px; height: 26px; border-radius: 50%; background: var(--esp); color: var(--gold-l); display: grid; place-items: center; }
}
.steps7 { list-style: none; counter-reset: s7; padding: 0; margin: 0; display: grid; gap: 10px; }
.steps7 li { counter-increment: s7; position: relative; padding: 12px 14px 12px 60px; background: var(--paper); border: 1px solid var(--line); border-radius: 14px; }
.steps7 li::before { content: counter(s7); position: absolute; left: 14px; top: 12px; width: 32px; height: 32px; border-radius: 50%; background: var(--esp); color: var(--gold); font-weight: 800; display: grid; place-items: center; }
.steps7 li:not(:last-child)::after { content: ''; position: absolute; left: 29px; bottom: -11px; height: 12px; border-left: 2px dotted var(--gold); }
.steps7 b { display: block; font-size: .92rem; letter-spacing: .02em; }
.steps7 span { color: var(--ink2); font-size: .95rem; }

/* 08 — 6 đầu ra */
.outs { list-style: none; counter-reset: o6; padding: 0; margin: 20px 0 0; display: grid; gap: 12px; }
.outs li { counter-increment: o6; background: rgba(255, 255, 255, .04); border: 1px solid var(--line-d); border-radius: 14px; padding: 16px 16px 16px 62px; position: relative; }
.outs li::before { content: counter(o6); position: absolute; left: 16px; top: 16px; width: 32px; height: 32px; border-radius: 10px; background: var(--gold); color: var(--esp); font-weight: 800; display: grid; place-items: center; }
.outs b { display: block; color: #FBF4E8; }
.outs span { color: #CDBDA5; font-size: .94rem; }

/* 09 — 6 buổi */
.sessions { list-style: none; counter-reset: b6; padding: 0; margin: 8px 0 0; }
.sessions li { counter-increment: b6; position: relative; padding: 0 0 26px 64px; }
.sessions li::before { content: 'Buổi ' counter(b6); position: absolute; left: 0; top: 2px; width: 50px; height: 50px; border-radius: 50%; background: var(--esp); color: var(--gold); font-size: .74rem; font-weight: 800; text-transform: uppercase; display: grid; place-items: center; text-align: center; line-height: 1.1; padding: 0 5px; }
.sessions li:not(:last-child)::after { content: ''; position: absolute; left: 24px; top: 56px; bottom: 4px; border-left: 2px solid var(--line); }
.sessions h3 { margin: 0 0 6px; font-size: 1.08rem; line-height: 1.35; padding-top: 8px; }
.sessions p { color: var(--ink2); margin-bottom: 8px; }
.sessions .get { background: var(--paper); border: 1px solid var(--line); border-radius: 10px; padding: 8px 12px; color: var(--ink); font-size: .95rem; }

/* 10 */
.honest { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 26px 20px; box-shadow: var(--shadow); }
.nolist { list-style: none; padding: 0; margin: 4px 0 16px; }
.nolist li { padding: 4px 0 4px 30px; position: relative; }
.nolist li::before { content: '✕'; position: absolute; left: 4px; color: var(--err); font-weight: 800; }

/* 12 — bằng chứng */
.proof { display: grid; gap: 14px; margin-top: 12px; }
.pf { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 16px; box-shadow: 0 4px 14px rgba(42, 30, 16, .05); }
.pf .ba { display: grid; gap: 8px; }
.proof.rows { grid-template-columns: 1fr !important; max-width: 53.75rem; margin-inline: auto; }
.pf-ba { padding: 12px; }
.pf-ba .ba { grid-template-columns: 1fr auto 1fr; align-items: stretch; gap: 8px; }
.ba-arrow { align-self: center; color: var(--gold-d); font-weight: 900; font-size: 1.3rem; }
.pf .b, .pf .a { border-radius: 10px; padding: 10px 12px; }
.pf .b { background: #F3ECE1; color: var(--ink2); }
.pf .a { background: #EAF3EC; color: #1E4D31; font-weight: 600; }
.pf small { display: block; font-size: .7rem; font-weight: 800; letter-spacing: .12em; text-transform: uppercase; opacity: .7; margin-bottom: 2px; }
.pf blockquote { margin: 0; font-style: italic; }
.pf cite { display: block; margin-top: 8px; font-style: normal; font-size: .85rem; color: var(--ink3); }
.pf img { border-radius: 10px; margin-bottom: 10px; }
.pf video { width: 100%; border-radius: 10px; }

/* 13 */
.get-grid { display: grid; gap: 28px; }
.ticks { list-style: none; padding: 0; margin: 8px 0 0; display: grid; gap: 10px; }
.ticks li { padding-left: 34px; position: relative; font-weight: 600; color: #F3E7D3; }
.ticks li::before { content: '✓'; position: absolute; left: 0; top: 1px; width: 24px; height: 24px; border-radius: 50%; background: var(--gold); color: var(--esp); font-weight: 900; font-size: .8rem; display: grid; place-items: center; }
.gifts { display: grid; gap: 12px; align-content: start; }
.gift { border: 1.5px solid var(--gold); border-radius: 14px; padding: 14px 16px; background: rgba(210, 174, 104, .07); }
.gift b { display: block; color: var(--gold-l); font-size: 1.05rem; }
.gift span { color: #D8C8B0; font-size: .95rem; }

/* 14 */
.fit { display: grid; gap: 16px; margin-top: 8px; }
.fit > div { border-radius: 16px; padding: 18px 18px 8px; }
.fit h3 { margin: 0 0 10px; font-size: 1.05rem; }
.fit ul { list-style: none; padding: 0; margin: 0; }
.fit li { padding: 6px 0 6px 30px; position: relative; }
.fit-yes { background: #fff; border: 1px solid var(--line); }
.fit-yes li::before { content: '✓'; position: absolute; left: 4px; color: var(--ok); font-weight: 900; }
.fit-no { background: #F1E7DA; border: 1px dashed #D6C3A8; }
.fit-no li::before { content: '✕'; position: absolute; left: 4px; color: var(--err); font-weight: 900; }

/* 15 — khoản đầu tư + đăng ký */
.offer { display: grid; gap: 28px; align-items: start; }
.price { font-size: clamp(2.2rem, 9vw, 3.2rem); font-weight: 800; color: var(--gold); line-height: 1.1; margin: 4px 0 10px; letter-spacing: -.01em; }
.price.sm { font-size: 1.9rem; margin: 10px 0 18px; }
.cohort { margin: 18px 0 0; display: grid; grid-template-columns: auto 1fr; gap: 8px 14px; background: rgba(255, 255, 255, .04); border: 1px solid var(--line-d); border-radius: 14px; padding: 16px; font-size: .95rem; }
.cohort dt { color: #B9A88F; }
.cohort dd { margin: 0; color: #F6ECDD; font-weight: 600; }
.seats { display: inline-block; margin-top: 12px; background: rgba(210, 174, 104, .16); color: var(--gold-l); border: 1px solid var(--gold); border-radius: 99px; padding: 4px 14px; font-weight: 700; font-size: .9rem; }
.card { background: #FFFDF8; color: var(--ink); border-radius: 20px; padding: 22px 18px; box-shadow: 0 20px 50px rgba(0, 0, 0, .28); }
.card h2, .card h3 { margin: 0 0 6px; line-height: 1.3; }
.card .sub { color: var(--ink2); font-size: .95rem; }
.summary { background: var(--cream); border-radius: 12px; padding: 12px 14px; font-size: .92rem; margin: 12px 0 16px; border: 1px solid var(--line); }
.field { margin-bottom: 14px; }
.field label, .fl { display: block; font-weight: 600; font-size: .92rem; margin-bottom: 6px; }
.hint { font-weight: 400; color: var(--ink3); font-size: .88rem; }
.inp { width: 100%; border: 1.5px solid var(--line); border-radius: 12px; padding: 13px 14px; background: #fff; font-size: 16px; min-height: 50px; }
textarea.inp { min-height: 96px; resize: vertical; line-height: 1.5; }
.inp:focus { border-color: var(--gold-d); outline: none; box-shadow: 0 0 0 3px rgba(210, 174, 104, .3); }
.policy { font-size: .88rem; color: var(--ink2); background: #FBF3E4; border: 1px solid #EBD9B6; border-radius: 12px; padding: 12px 14px; margin: 4px 0 12px; }
.check { display: flex; gap: 10px; align-items: flex-start; font-size: .9rem; margin: 0 0 12px; cursor: pointer; line-height: 1.5; }
.check input { width: 22px; height: 22px; margin: 1px 0 0; flex: 0 0 auto; accent-color: var(--gold-d); }
.err { color: var(--err); font-weight: 600; font-size: .92rem; min-height: 1em; margin: 4px 0 10px; }
.ok-msg { color: var(--ok); font-weight: 600; }
.loading { display: flex; gap: 10px; align-items: center; margin: 0; color: var(--ink2); }
.spin { width: 18px; height: 18px; border-radius: 50%; border: 3px solid rgba(154, 110, 39, .25); border-top-color: var(--gold-d); animation: sp 1s linear infinite; flex: 0 0 auto; }
@keyframes sp { to { transform: rotate(360deg); } }
.note-d { color: #CDBDA5; font-size: .9rem; margin-top: 12px; }

/* nhóm Zalo miễn phí cho người chưa sẵn sàng mua */
.free-zalo { margin-top: 26px; display: grid; gap: 18px; align-items: center; border: 1.5px dashed rgba(231, 203, 146, .45); border-radius: 18px; padding: 20px 18px; background: rgba(255, 255, 255, .03); }
.free-zalo h3 { margin: 0 0 6px; color: #E7CB92; font-size: 1.2rem; letter-spacing: .02em; }
.free-zalo .fz-1 { margin: 0 0 2px; font-size: .92rem; }
.free-zalo .fz-3 { margin: 0 0 10px; font-size: .88rem; }
.fz-final b { color: #E7CB92; }
.free-zalo .fz-d { display: none; }   /* điện thoại không thấy mã QR → chỉ "Bấm vào link…" */
.free-zalo p { color: #D8C8B0; }
.free-zalo .btn { width: 100%; }
.fz-qr { display: none; margin: 0; text-align: center; }
.fz-qr img { width: 160px; height: 160px; background: #fff; padding: 10px; border-radius: 14px; margin: 0 auto; }
.fz-qr figcaption { font-size: .8rem; color: #B9A88F; margin-top: 6px; }
.fz-in { border-top: 1px dashed var(--line); margin-top: 18px; padding-top: 14px; }
.fz-in p { font-size: .92rem; color: var(--ink2); }
.fz-final { margin-top: 4px; color: #D8C8B0; font-size: .95rem; }
.fz-final .btn { margin-top: 10px; padding: 11px 20px; min-height: 44px; font-size: .88rem; }
/* Loan 26/09 (hướng 1): hiện mã QR từ ~600px (máy tính, máy tính bảng, cửa sổ thu nhỏ); chỉ điện thoại ẩn */
@media (min-width: 600px) { .free-zalo { grid-template-columns: 1fr auto; } .free-zalo .btn { width: auto; } .fz-qr { display: block; } .free-zalo .fz-d { display: inline; } .free-zalo .fz-m { display: none; } }
@media (min-width: 960px) { .free-zalo { padding: 22px 28px; } }

/* 17 FAQ */
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 14px; margin-bottom: 10px; }
.faq summary { cursor: pointer; padding: 15px 56px 15px 16px; font-weight: 700; list-style: none; position: relative; line-height: 1.45; }
.faq summary::-webkit-details-marker { display: none; }
/* mũi tên chỉ xuống trong vòng tròn: khách nhận ra là bấm được để mở; mở ra thì mũi tên quay lên */
.faq summary::before { content: ''; position: absolute; right: 14px; top: 50%; width: 30px; height: 30px; margin-top: -15px; border-radius: 50%; background: var(--cream); border: 1px solid var(--line); }
.faq summary::after { content: ''; position: absolute; right: 25px; top: 50%; width: 8px; height: 8px; margin-top: -6px; border-right: 2.5px solid var(--gold-d); border-bottom: 2.5px solid var(--gold-d); transform: rotate(45deg); transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(-135deg); margin-top: -2px; }
.faq summary:hover::before { background: #F1E4CC; }

.faq details p { padding: 0 16px; color: var(--ink2); }
.faq details p:last-child { padding-bottom: 14px; margin-bottom: 0; }

/* 18 */
.final .btn { margin: 4px 0 22px; }
.final .close { color: #D8C8B0; }
.final .close b { color: #FBF4E8; }

/* chân trang */
.foot { background: #120D08; color: #B9A88F; padding: 30px 0 96px; font-size: .9rem; text-align: center; }
.foot p { margin: 0 0 6px; }
.foot a { color: var(--gold-l); }
.foot .small { color: #8C7C66; }

/* nút nổi */
.float { position: fixed; right: 14px; bottom: calc(14px + env(safe-area-inset-bottom)); z-index: 40; background: linear-gradient(180deg, var(--gold-l), var(--gold)); color: var(--esp); font-weight: 800; text-decoration: none; padding: 14px 22px; border-radius: 99px; box-shadow: 0 10px 26px rgba(0, 0, 0, .3); }

/* luồng thanh toán / thành công / khảo sát */
.flow { min-height: 70vh; padding: 28px 0 56px; background: var(--esp); color: #EFE4D2; }
.flow .in { max-width: 40rem; }
.flow h1 { font-size: clamp(1.4rem, 5vw, 1.9rem); line-height: 1.3; margin: 0 0 10px; color: #FBF4E8; }
.pay { display: grid; gap: 16px; margin-top: 12px; }
.qr { background: #fff; border-radius: 16px; padding: 10px; justify-self: center; width: 100%; max-width: 260px; }
.qr img { width: 100%; aspect-ratio: 1; }
.bank { margin: 0; display: grid; grid-template-columns: auto 1fr; gap: 6px 12px; font-size: .95rem; align-items: center; }
.bank dt { color: var(--ink3); }
.bank dd { margin: 0; font-weight: 700; display: flex; gap: 8px; align-items: center; flex-wrap: wrap; word-break: break-all; }
.copy { border: 1.5px solid var(--gold-d); background: #fff; color: var(--gold-d); border-radius: 99px; font-size: .85rem; font-weight: 700; padding: 0 16px; min-height: 44px; cursor: pointer; }
.copy.done { background: var(--ok); border-color: var(--ok); color: #fff; }
.status { display: flex; gap: 10px; align-items: center; background: var(--cream); border-radius: 12px; padding: 12px 14px; font-weight: 600; font-size: .95rem; }
.status.partial { background: #FCEBDD; color: var(--warn); }
.claim { border-top: 1px dashed var(--line); margin-top: 16px; padding-top: 14px; }
/* điện thoại: 3 bước quét mã từ ảnh + chuyển tay thu gọn (nội dung nổi bật đầu tiên) — Loan duyệt 25/09/2026 */
.pay-amt { margin: 0; text-align: center; font-size: 1rem; }
.pay-steps { background: var(--cream); border: 1px solid var(--line); border-radius: 12px; padding: 12px 14px; }
.pay-steps .ps-t { font-weight: 800; font-size: .8rem; letter-spacing: .05em; color: var(--gold-d); margin-bottom: 4px; }
.pay-steps ol { margin: 0; padding-left: 20px; font-size: .92rem; line-height: 1.55; }
.pay-manual summary { cursor: pointer; font-weight: 700; font-size: .92rem; color: var(--ink2); padding: 10px 2px; min-height: 44px; }
.pay-manual .must { background: #FFF4D6; border: 1.5px solid var(--gold); border-radius: 12px; padding: 10px 12px; margin: 4px 0 10px; }
.pay-manual .must-l { font-size: .74rem; font-weight: 800; letter-spacing: .05em; color: var(--warn); }
.pay-manual .must-v { font-size: 1.25rem; font-weight: 800; letter-spacing: .06em; margin: 4px 0; display: flex; gap: 10px; align-items: center; flex-wrap: wrap; }
.pay-manual .must-n { font-size: .82rem; color: var(--warn); }
.claim-row { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; }
.claim-row .field:first-child { grid-column: 1 / -1; }

/* khung đăng ký nổi: mở tại chỗ khi bấm bất kỳ nút đăng ký nào */
.sheet { position: fixed; inset: 0; z-index: 60; background: rgba(15, 10, 6, .72); display: flex; align-items: flex-end; justify-content: center; }
.sheet[hidden] { display: none; }
.sheet-box { position: relative; width: 100%; max-width: 560px; max-height: 94vh; max-height: 94dvh; overflow-y: auto; -webkit-overflow-scrolling: touch; overscroll-behavior: contain;
  background: var(--esp); border-radius: 22px 22px 0 0; padding: 14px 12px calc(18px + env(safe-area-inset-bottom)); box-shadow: 0 -10px 40px rgba(0, 0, 0, .4); }
.sheet-box .card { box-shadow: none; }
.sheet-x { position: sticky; top: 0; float: right; z-index: 2; width: 44px; height: 44px; margin: -4px -2px 4px 8px; border-radius: 50%; border: 0; background: rgba(255, 255, 255, .14); color: #FBF4E8; font-size: 1.7rem; line-height: 1; cursor: pointer; }
.sheet-body { clear: both; }
html.sheet-on, html.sheet-on body { overflow: hidden; }
@media (min-width: 700px) { .sheet { align-items: center; } .sheet-box { border-radius: 22px; padding: 16px 16px 20px; } }
.done-ico { width: 64px; height: 64px; border-radius: 50%; background: var(--gold); color: var(--esp); display: grid; place-items: center; margin: 6px auto 14px; font-size: 2rem; font-weight: 900; }
.giftbox { background: var(--cream); border-radius: 14px; padding: 14px 16px; margin: 14px 0; border: 1px solid var(--line); }
.giftbox p { margin: 0 0 8px; }
.giftbox .code { font-size: 1.15rem; letter-spacing: .08em; font-weight: 800; }
.survey .q { border-top: 1px solid var(--line); padding-top: 16px; margin-top: 16px; }
.survey .q:first-of-type { border-top: 0; margin-top: 8px; padding-top: 0; }
.opts { display: flex; flex-wrap: wrap; gap: 8px; }
.opt { position: relative; }
.opt input { position: absolute; opacity: 0; inset: 0; width: 100%; height: 100%; margin: 0; cursor: pointer; }
.opt span { display: inline-block; border: 1.5px solid var(--line); border-radius: 99px; padding: 8px 14px; font-size: .92rem; background: #fff; font-weight: 600; }
.opt input:checked + span { background: var(--esp); color: var(--gold); border-color: var(--esp); }
.opt input:focus-visible + span { outline: 3px solid var(--gold); outline-offset: 2px; }
.scale { display: grid; grid-template-columns: repeat(5, 1fr); gap: 6px; }
.scale .opt span { display: block; text-align: center; padding: 8px 4px; border-radius: 12px; font-size: .78rem; line-height: 1.3; }
.scale .opt b { display: block; font-size: 1.1rem; }

/* máy tính bảng / máy tính */
@media (min-width: 720px) {
  .in { padding-inline: 28px; }
  .sec { padding: 88px 0; }
  .qlist { grid-template-columns: 1fr 1fr; }
  .outs { grid-template-columns: repeat(3, 1fr); }
  .outs li { padding: 60px 18px 18px; }
  .outs li::before { top: 18px; }
  .fit { grid-template-columns: 1.2fr 1fr; }
  .proof { grid-template-columns: repeat(3, 1fr); }
  .card { padding: 30px 28px; }
  .chips-q { grid-template-columns: 1fr 1fr; }
  .hero .btn { width: auto; }
}
@media (min-width: 960px) {
  .hero { padding: 56px 0 80px; }
  .hero-grid { grid-template-columns: 1.15fr .85fr; gap: 56px; }
  .hero-img { display: block; }
  .hero-img img { border-radius: 22px; box-shadow: 0 30px 60px rgba(0, 0, 0, .45); }
  .hero-img-m { display: none; }
  .split { grid-template-columns: .9fr 1.1fr; gap: 56px; }
  .split.rev { grid-template-columns: 1.1fr .9fr; }
  .method { grid-template-columns: 1fr 1fr; gap: 48px; }
  .get-grid { grid-template-columns: 1.2fr .8fr; gap: 48px; }
  .offer { grid-template-columns: .9fr 1.1fr; gap: 48px; }
  .split-img, .map, .levels { position: sticky; top: 80px; }
}
/* Loan 26/09: trên máy tính chữ và khung đọc hơi nhỏ → phóng to theo bậc màn hình (điện thoại giữ nguyên 16px) */
@media (min-width: 1100px) {
  html { font-size: 17.5px; }
}
@media (min-width: 1500px) {
  html { font-size: 19px; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } .spin { animation-duration: 3s; } }